Welcome to Flora Ridge Farms in Nicholas County Kentucky. This property is located on Flora Ridge Road near the intersection of 723 Bald Hill Road in Carlisle Kentucky. The coordinates are 38.3929102, -84.0672809. 13.0644 mostly wooded acres for $119,500 that has a nice mixture of open land and woods. There public waterline is serviced by Nicholas County Water and the electric is serviced by Bluegrass Energy. This property would be an amazing place for horses, a private recreation retreat or build your dream home. The title work has been done and the title is clear and we will be transferring the property to you via a General Warranty Deed which is the best form of ownership. Bring your horses. Escape to the peace and beauty of Flora Ridge Farms in Nicholas County, Kentucky. These large tracts offer privacy, natural beauty, and convenient access to nearby towns. With flexible seller financing, owning land has never been more attainable. Only minutes to Carlisle, Ky. 25 minutes to Maysville, Paris or Cynthiana. 45 minutes to Lexington, Mount Sterling or Winchester. It's the perfect place to enjoy endless outdoor recreation. Contact us today to learn more. Recent survey has been completed. Additional acreage is available. Easy Terms Owner Financing with Easy approval. If you choose to use our owner financing the terms will be as follow: $119,500 purchase price, $500 closing cost (due at contract signing), $11,950.00 down payment (due at closing), 8.95% interest on 15 year term with 5/1 ARM = $1,087.65/month, $0 early termination penalty You can get a lesser interest rate if you choose to do a higher down payment (inquire with sales person). -this loan is a non-residential loan which means we will be asking you to wait until we are paid off to use the property as your primary residence-this is like this because of the way all owner financiers are regulated...this typically is not a problem because if you do use the land as your primary residence and if you get a loan for the residence (cabin, house, mobile home) that lender will require you to combing the land loan with the home loan giving you a land-home package. This regulation does not exist for any property that is 25 acres or more. This regulation of course does not exist if you pay cash for the property or get your own loan from a bank and it also will not exist after we are paid off if you use our owner financing. To view additional information about this property you can go to: https://dgschell.com/land-for-sale/flora-ridge-farms/ To view additional rural land listings with owner financing please visit our website at https://dgschell.com/land-for-sale/ If you have any additional questions I can be reached by email, text or telephone at eight-seven-seven-three-three-one-four-eight-eight-eight.